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Asuris Individual Medical Plans

Asuris ClaritySM

For something as important as their health, your clients want coverage that is right for them—something that fits them and their families. Asuris Clarity is that kind of health plan. It's not complicated. And it's uniquely affordable and full of value.

Plan Highlights

Asuris Clarity is a series of three individual and family products. Each product offers two deductible options along with these great features:

  • Office Visits: Unlimited office visits* covered at 100% after the copay (before the deductible)**.
  • Drugs: Generic prescription drugs paid with a copay (before meeting the deductible). The RegenceRx™ Discount Program is also available.
  • Preventive Care Benefits: Available with Clarity 70 and Clarity 80.
  • Asuris Advantages: Discounts on LASIK surgery, hearing aids, contact lenses, and other services.

*X-rays, lab services and other professional services are subject to the deductible and coinsurance.

**Only on Clarity 70 and Clarity 80


Features

Clarity 80

Clarity 70

Clarity 50

Deductibles

  • $500
  • $1,500
  • $1,000
  • $3,000
  • $2,500
  • $5,000

Coinsurance

  • 80% preferred network
  • 50% participating network
  • 70% preferred network
  • 50% participating network
  • 50% preferred network
  • 50% participating network

Office Visits

  • $20 copay, preferred network
  • $40 copay, participating network
  • No deductible
  • $30 copay, preferred network
  • $40 copay, participating network
  • No deductible

Deductible & Coinsurance

 

Maternity

  • 80% preferred network
  • 50% participating network
  • 70% preferred network
  • 50% participating network

 

Not covered

 

Preventive

Paid at 100%, no deductible. $400 limit per calendar year (doesn't apply to routine colorectal cancer screenings).

Coinsurance only, no deductible. $200 limit per calendar year (doesn't apply to routine colorectal cancer screenings).

Mammograms, PSA tests & colorectal cancer screenings only.

 

Prescriptions

  • $10 generic copay
  • 30%/Formulary
  • 50%/Non-Formulary
  • $3,000 annual limit
  • No deductible

    RegenceRx discount program after limit is reached.
  • $10 generic copay
  • 30%/Formulary
  • 50%/Non-Formulary
  • $3,000 annual limit
  • No deductible

    RegenceRx discount program after limit is reached.

RegenceRx discount program

 

Type of Plan

Comprehensive PPO Comprehensive PPO

Catastrophic PPO

Note: If your client switches from a catastrophic to a comprehensive plan, some restrictions apply.

Benefit Summaries

Effective Jan. 1. 2008

Seeing a doctor is easy, too
With Asuris Clarity, your clients don’t need a primary care provider (PCP) or referrals. Instead, they can choose freely from close to 22,000 providers. Lists of providers are just a click away at Find a Doctor, or a call away at 1 (866) 704-2708.

Priced right for students and kids
One of Asuris Clarity’s more exciting features is its special pricing options for members age 24 or younger. These plans are a great option for clients who want to cover their kids and for students who want affordable coverage. It’s good to know your clients can afford to cover their kids without breaking their budget.

Rates

Other

Apply Now
Clients can apply for Asuris Clarity by submitting the paper application (PDF) and health questionnaire (PDF), or apply online.

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