If you're employed
Not everyone is required to get new coverage. If you get health insurance through your employer, you do not need to take any further action. If someone contacts you and says you must pay for a new "Obamacare" ID card, it is a scam.
No one who is currently on Medicare needs to sign up for a new insurance plan. If someone contacts you, claims to be from the government or Medicare and asks you to pay for a new "Obamacare" ID card, it is a scam.
Shopping for insurance
Protect your plan information
Protect your health plan information. Never give your personal information or health insurance number over the telephone or Internet, or to door-to-door solicitors.
Review your online claims
Review your health plan's online claims record frequently, even if you haven't been to the doctor lately, to be sure that claims aren't made for treatment you didn't receive.
Study your bills
Study your medical bills and explanation of benefits (EOB) statements just as you would your bank statement. Call the number on the bill or EOB if you have any questions.
Shred personal and financial paperwork
Shred medical bills and EOB statements before throwing them away, just as you would a credit card or bank statement.
Ask for a history of disclosures
Ask your health plan and your provider (for example, doctors, registered nurse practitioners, chiropractors, psychologists and other people you visit for health care) to give you an accounting or history of disclosures (a list of people who have reviewed your medical records). This will help you to identify anyone who looked at your records, see what has been disclosed and be sure that the record of your treatment is correct. Federal privacy law requires your provider to give you this information if you ask for it.